The ONE Sand and Stone Transport Policy is designed to meet the needs of the contractor who transports sand and stone.
- Sand and stone transporters with small trucks and heavy commercial vehicles (HCVs) who operate within a 300km radius of their homebase and who park their vehicles overnight.
- A fixed-value option allows the policy holder to set the sum insured per vehicle for the life of the policy
- If the sum insured is adequate, credit shortfall will be included
- Credit shortfall also available separately as an add-on
- Comprehensive motor cover
- Claims settled on full retail value
- Cover for wreckage removal and clean up, subject to a maximum of R25 000
- Cover for goods in transit for R30 000 per load
- Excess-free windscreen when use is made of our approved process of replacement
- Motor liability cover for R10 000 000 with options to increase to R50 000 000
- Fire and explosion liability cover for R10 000 000
- Legal assistance for Road Accident fund claims
- Franchise excess of R10 000 in respect of own damage section
- Loss of use cover available
- Theft/Hijack Excess helper
- Own damage excess helper
- Third-party excess helper
- Increased limits available for goods in transit
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