The ONE Credit Protection Policy consolidates all credit protection or credit life policies held with various credit providers into a single policy, or as ‘new’ debt arrangements where there are no existing credit protection/life policies in place.

Target Market

  • Micro Finance institutions
  • Businesses that extend account facilities
  • Debt management Companies
  • Debt Consolidation Companies
  • Financial Planners/Brokers
  • Credit Providers 
  • Debt Counselling companies

Specialist Features

  • Easy consolidation of all credit protection policies held with credit providers
  • Cost saving
  • Simple claims submission, single call and all your accounts are settled
  • Transparent and easy to understand
  • No medicals
  • The proceeds are paid directly to the credit provider and not to beneficiaries or the estate 

Key Benefits

  • Death cover
  • Disability cover
  • Temporary Disability – pays accounts for up to 12 months
  • Critical Illness – pays accounts for up to 3 months
  • Retrenchment – which pays accounts for up to 12 months


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