The ONE Professional Policy is designed to meet the needs of graduate professionals covering their business and personal assets. Those who may benefit from this product include doctors, lawyers, pharmacists and registered financial services providers.
Key Benefits
- Combined cover for business and personal assets, liabilities and vehicles
- Electronic equipment covered under office contents
- Forcible entry stipulation not required under the theft section
- Limited Professional Indemnity
- Dispensing risk
- Legal cover
Automatic Extensions per Section
- Contents of Office/Consulting Rooms
- Cover for the entire contents including electronic and data carrying equipment, medical equipment and stock in trade
- Damage to premises
- Death following assault
- Accidental damage
- Loss of or damage to documents
- Increased cost of working
- Reinstatement of electronic data
- Loss of rent
- Equipment on loan
- Incompatibility cover
- Professional fees
- Broadform Liability
- Wrongful arrest and defamation
- Legal defense costs
- Employee’s and visitor’s property
- Gratuitous advice
- Acquisitions and new business
- Money
- Clothing and personal effects
- Counterfeit currency
- Damage to safes and strong rooms
- Public holidays and seasonal increases
- Temporary protection and watchmen
- Buildings Combined
- Damage to landscaped gardens
- Maintenance and cleaning equipment
- Removal of fallen trees
- Repairs and precautionary measures
- Security guards
- Accidental damage to pumps or machinery for swimming pools, water features and ponds
- Loss of rent
- Accidental damage
- Glass