The ONE Bed & Breakfast Policy is designed for the owners of registered Bed & Breakfast establishments including the following:
- Registered small to medium-sized B&Bs
- Registered guesthouses with a maximum of fifteen (15) rooms
- Managers and/or owners residing on the premises of such establishments
- Self-catering establishments
- Air BnB and other platforms
Key Benefits
- Entire facility cover, including buildings, contents, vehicles and liabilities
- Bilking
- Money
- Loss of rent or alternative accommodation
- Household cover – full theft
- External signs, blinds and canopies
- Damage to landscaped gardens, water features and statues
- Accidental damage
- Theft cover for guest property
- Groceries
- Alternative accommodation
- Security guards
- Accidental death cover for guests on the premises following an accident
- Geysers and water apparatus
- Contents of fridges and freezers
- Medical expenses for guests and domestic employees
- Roadside and Home Assistance
- Removal of bees
- Food and drink extension
- Prevention of access
- Loss of liquor license
- Cancellation of bookings
- Loss of specified tourist attraction
Optional Extensions
- Theft of underground cables
- Retaining walls
- Directors and Officer’s Liability
- Spread of fire
- Cyber cover
- Products liability
- Solar PV, Inverter and Battery Cover