The ONE Short Haul Transport Policy is designed to meet the needs of the short haul contractor.

Target Market

  • Short-haul transporters with small trucks and heavy commercial vehicles (HCVs) who operate within a 300km radius of their homebase and who park their vehicles overnight

Specialist Features

  • A fixed-value option allows the policy holder to set the sum insured per vehicle for the life of the policy
  • If the sum insured is adequate, credit shortfall will be included
  • Credit shortfall also available separately as an add-on

Key Benefits

  • Comprehensive motor cover
  • Claims settled on full retail value
  • Cover for wreckage removal and cleanup, subject to a maximum of R25 000
  • Excess-free windscreen when use is made of our approved process of replacement
  • Motor liability cover for R2 500 000 with options to increase to R50 000 000
  • Fire and explosion liability cover linked to motor liability limits
  • Legal assistance for Road Accident Fund claims

Optional Extensions

  • Loss of use cover available
  • Cover for goods in transit
  • Theft/Hijack Excess helper
  • Own damage excess helper
  • Third-party excess helper
  • Windscreen cover
  • Increased third-party liability¬† limits
  • Increased cross border towing limits

Exclusions

  • Self-drive hired vehicles
  • Public vehicles
  • Military vehicles
  • Emergency vehicles

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