The ONE Hospitality Policy is designed to meet the needs of the hospitality industry.

Target Market

  • Guest houses.
  • Small hotels.
  • Boutique hotels.
  • Game lodges.
  • Conference centres.
  • Wedding venues.
  • Spas.
  • Golf courses.
  • Golf estates.

Key Benefits

  • Cover for the entire facility, including buildings, contents, motor vehicles and liabilities.
  • Cover for damage to external signs, blinds and canopies up to R15 000.
  • Cover for damage to landscaped gardens, water features and statues up to R15 000.
  • Malicious damage cover up to R10 000.
  • Cover for geysers and water apparatus up to R15 000.
  • Cover for damage to the general contents and stock of the establishment because of weapon discharge up to R10 000.
  • Cover for leakage of alcohol and beverages up to R15 000.
  • Cover for the contents of fridges and freezers up to R25 000.
  • Cover for guest property following armed robbery up to R5 000.
  • Cover for trauma counselling following armed robbery up to R5 000 per event.
  • Franchise fee cover.
  • Bomb scare cover up to R50 000.
  • Cover for infectious disease, pollution, and attacks by sharks or other wild animals up to R50 000.
  • Cover for ventilation failure up to R20 000.
  • Cover for loss of game due to veld fire up to R50 000.
  • Cover for prevention of access to the premises.
  • Roadside assistance.

Optional Extensions

  • Event cancellation.
  • Deterioration of stock.
  • Machinery breakdown.
  • Business interruption following machinery breakdown.
  • Grass sporting facilities.
  • Emergency medical evacuation for staff and guests.
  • Fare-paying passenger liability.
  • Broadform liability.
  • Spread of fire.
  • Loss of specified tourist attraction.
  • Damage to buildings caused by wild animals.

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