The ONE Bed and Breakfast Policy is designed for the owners of registered Bed & Breakfast establishments.

Target Market

  • Registered small to medium-sized B&Bs.
  • Registered guesthouses with a maximum of fifteen (15) rooms.
  • Managers and/or owners residing on the premises of such establishments.

Key Benefits

  • Cover for the entire facility, including buildings, contents, vehicles and liabilities.
  • Bilking cover up to R10 000.
  • Cover for loss of rent or alternative accommodation cover up to 25% of the sum insured for household contents.
  • Cover for external signs, blinds and canopies up to R20 000.
  • Cover for damage to landscaped gardens, water features and statues up to R15 000.
  • Accidental damage cover up to R20 000.
  • Theft cover for guest property up to R15 000.
  • Power surge cover up to R25 000.
  • Cover for geysers and water apparatus up to R15 000.
  • Cover for the contents of fridges and freezers up to R15 000.
  • Cover for the medical expenses of guests and domestic employees up to R5 000.
  • Accidental death cover for guests on the premises following an accident up to R10 000.
  • Cover for trauma counselling following armed robbery up to R5 000 per event.
  • Roadside and Home assistance.

Optional Extensions

  • Cover for the theft of underground cables up to R15 000.
  • Retaining wall cover up to R10 000.


Leave your details below and we'll call you back.