The ONE Bed and Breakfast Policy is designed for the owners of registered Bed & Breakfast establishments.
- Registered small to medium-sized B&Bs.
- Registered guesthouses with a maximum of fifteen (15) rooms.
- Managers and/or owners residing on the premises of such establishments.
- Cover for the entire facility, including buildings, contents, vehicles and liabilities.
- Bilking cover up to R10 000.
- Cover for loss of rent or alternative accommodation cover up to 25% of the sum insured for household contents.
- Cover for external signs, blinds and canopies up to R20 000.
- Cover for damage to landscaped gardens, water features and statues up to R15 000.
- Accidental damage cover up to R20 000.
- Theft cover for guest property up to R15 000.
- Power surge cover up to R25 000.
- Cover for geysers and water apparatus up to R15 000.
- Cover for the contents of fridges and freezers up to R15 000.
- Cover for the medical expenses of guests and domestic employees up to R5 000.
- Accidental death cover for guests on the premises following an accident up to R10 000.
- Cover for trauma counselling following armed robbery up to R5 000 per event.
- Roadside and Home assistance.
- Cover for the theft of underground cables up to R15 000.
- Retaining wall cover up to R10 000.
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