The ONE Credit Protection Policy provides cover on all forms of debt and financial obligations. It can also be utilised as a credit insurance consolidation policy where you have the comfort of insuring all your various accounts under ONE policy at a competitive rate.

Target Market

  • Credit Providers.
  • Debt Consolidation Companies.
  • Debt Counseling Companies.
  • Financial Planners/Brokers.
  • Micro Finance Companies.
  • Companies that extend account facilities.

Debt Categories Covered

  • Vehicle Loans.
  • Personal Loans.
  • Credit Cards.
  • Overdrafts.
  • Retail accounts – furniture, clothing.
  • Debt Consolidation Loans.
  • Debtors.
  • Child Maintenance obligations.
  • Private Loans (Person to Person).
  • Mortgage Bonds.

Key Benefits

  • Death Cover.
  • Disability Cover.
  • Critical Illness Cover.
  • Retrenchment – pay up to 9 months.

Specialist Features

  • No medicals.
  • Pays creditors directly.
  • Transparent and easy to understand.
  • Simple claims submission, all accounts covered under ONE policy.
  • Easy consolidation of credit insurance polices held with other credit providers.


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