ONE offers a Tourism product that provides cover for all participants within the tourism industry. This includes cover for all the assets, liabilities, personal accident and vehicles for all tourism related operators and businesses as well as cover for the owner’s personal assets, liabilities and vehicles.

Target Market

  • Tour operators and Adventure operators
  • Tour guides and field guides
  • Overland operators
  • Shuttle services
  • Small to medium sized registered bed and breakfast establishments
  • Guesthouses with a maximum of 10 rooms
  • Small hotels and game lodges
  • Conference centres, wedding venues and spa’s
  • Golf estates

Specialist features

  • Cover for fare paying vehicles as well as the related passenger liability is available
  • The tourism product is endorsed by leading industry associations
  • Cancellation cover for tours and events
  • Grass sporting facilities 

Key Benefits

  • Bilking automatically included
  • Cover for leakage of alcohol and beverages automatically included
  • Guest effects following an armed robbery is automatically included
  • Damage to external signs, blinds and canopies included
  • Alternative accommodation costs included
  • Small craft cover is available as necessary 

Automatic extensions

  • Group personal accident cover is included on a no-named basis, this is related to vehicle cover 

Optional extensions Tourism Liability includes the following:


Specialist Features

  • Jurisdiction is worldwide excluding USA and Canada
  • Professional Indemnity is included
  • Product liability cover is available 

Optional extensions

  • Extended reporting period
  • Retro-active date

Event Liability includes the following:


Specialist Features

  • This cover can be extended to include sub contractors at an additional premium
  • Cover complies with recent legislation applicable to the event organiser
  • Jurisdiction is worldwide excluding USA and Canada 

Optional extensions

  • Extended reporting period
  • Retro-active date

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