The ONE Education Policy is designed to meet the insurance needs of registered educational institutions.

Target Market

  • Private schools
  • Public schools
  • Pre-primary schools
  • Church schools
  • Other educational institutions

Specialist Features

  • Personal accident cover for students and staff is available under the Edu Emergency Assist
  • Excess Free policy if loss ratio is below 30% - Rolling period of 12 months – calculated from day prior to incident

Key Benefits

  • Cover for the entire educational facility, including all assets, liabilities and vehicles
  • Roadside and office assistance

Automatic Extensions


Automatic extensions under the Buildings Combined section include

  • Geysers (SABS Approved – limited to R10 000 per unit – Hostels excluded
  • Thatch Lapa’s – limited to R50 000
  • Accidental damage to pumps or machinery for swimming pools – limited to R5 000
  • Deterioration of stock – limited to R5 000 per event
  • Cancellation of events – limited to R5 000 per event – maximum R10 000 per annum
  • Trauma counselling – limited to R1 000 per pupil – maximum R10 000 per event
  • Loss of rent following and insured peril

Automatic extensions under the Business Interruption section include

  • Business Interruption following a theft – limited to R100 000

Automatic extensions under the Theft section include

  • Locks and keys – limited to R2 000
  • Damage to Buildings – limited to R5 000

Automatic extensions under the Broadform Liability section include

  • Wrongful Arrest and defamation – limited to R100 000
  • Legal Defence costs – limited to R100 000
  • Products liability – Limited to R1 000 000
  • Food Poisoning – limited to R1 000 000
  • Employers Liability – limited to R1 000 000

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